Home Loan Center

There Really is No Place Like Home!

At MidWestOne Bank, we realize the importance of a place to call your own. That's why we're proud promoters of home ownership. We're well equipped with the knowledge and drive to make your dreams come true. Whether you’re dreaming of a three-bedroom ranch style home or a three-story Victorian, there's more than one way to buy a home and we're here to help you choose the plan that works best for you.

FREE Pre-Qualification Consultation

The first step for any homebuyer is a pre-qualification consultation. We’ll sit down with you and help you plan the purchase of a new home. We’ll even help you find local, state and federal first-time and affordable housing assistance programs that may apply. At MidWestOne Bank, we offer this consultation service for free so you can concentrate on finding the perfect home.

Meet Our Local Lenders

Click here for the contact information of our friendly, knowledible home lending staff.

Real Estate Loans

If you’ve got your eye on some real estate property and you're curious about possible mortgage payments, contact us now or try our Mortgage Calculator. Use our expertise to create a mortgage program that will turn your dreams into reality. 

Fixed Rate Mortgage

So you're thinking of buying that first home or maybe even your dream house. At MidWestOne, the bank acts as an agent to provide you with a long-term, fixed rate loan. Throughout the process, you'll be dealing with people who truly care about you and your home.

Adjustable Rate Mortgage (ARM)

With an ARM loan, the interest rate on your mortgage will be fixed for a short period of time, typically between one and seven years. At the end of that time period, the interest rate on the loan will be adjusted up or down according to a specified index and rate cap adjustment. Because we recognize the difference between your dream and the next person's, we offer several different adjustable rate loan products.